The fin-tech sector in India has gained a lot of traction in recent years with many players emerging in payments, lending, insurance and personal finance segments. In particular, the online lending segment has been hogging all the limelight both in terms of emergence of new players as well as raising the VC money. VCCircle interacted with three lending players—Alok Mittal from Indifi Technologies, Ruchi Kalra from OfBusiness and Ashish Sharma from Aye Finance—to understand the buzz around online lending. In the first of a three-part series, the executives talk about whether online lending has become overcrowded and if is it time for consolidation.

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