TR Ramachandran has been leading payments services provider Visa’s local operations since January 2015 when he took over as the group country manager for India and South Asia. He has led the company at a time e-commerce, digital payments and related sectors are going through a rapid change in India.

In an interaction with Techcircle, Ramachandran speaks about how payments banks will change the dynamics of digital payments in India and how Visa plans to position itself in the changing scenario

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