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For traditional retail banks to work efficiently in today’s disruptive environment, it is necessary that they proactively embrace the digital revolution. India, which is emerging as a hub for fin-tech startups, offers a plethora of opportunities. There is indeed a unique opportunity for traditional banks to partner with disruptive players and introduce services and products ensuring efficient delivery of lending and credit services. What are some of the disruptive trends transforming the banking operations and making them efficient?

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